There are several ways you can earn credits in SmoothPay!
1. LOYALTY CREDITS: Every time you pay with SmoothPay you will earn progress towards unlocking loyalty credits at participating merchants.
2. FIRST TIME VISIT CREDITS: Some merchants may offer first time visit credits to get you in the door.
3. PROMOTIONAL CREDITS: SmoothPay will also run promotions and giveaways where you can receive additional credits.